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American Express is one of the well-known card providers that
offer low APR. The introductory is 0% APR up to 15 months on
some cards, and includes low balance transfer APR. The transfer
is 3.99% fixed rates for life on few American Express cards. Few
cards offer free reward programs enabling the cardholder to
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Credit card providers are obligated under the law to protect
their clients' identity and information. Recently, California
courts laid a lawsuit on one of the leading card providers for
negligence in security. According to various reports, more than
millions of people were robbed of their identity, due to
negligence of the card providers. Therefore, understanding
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