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American Express is one of the well-known card providers that
offer low APR. The introductory is 0% APR up to 15 months on
some cards, and includes low balance transfer APR. The transfer
is 3.99% fixed rates for life on few American Express cards. Few
cards offer free reward programs enabling the cardholder to
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"Credit card wealth secrets," the ad read. I assumed it was yet another over-hyped unworkable scheme. It probably was, but it made me remember the times in my life when I have used credit cards to make money.As Robert Kyosaki says, there's "good debt" and "bad debt. Borrowing for consumer
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