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American Express is one of the well-known card providers that
offer low APR. The introductory is 0% APR up to 15 months on
some cards, and includes low balance transfer APR. The transfer
is 3.99% fixed rates for life on few American Express cards. Few
cards offer free reward programs enabling the cardholder to
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Why is this article about avoiding credit card debt next
Christmas and not this Christmas? Well, the chances are it is
too late this year and the little plastic demon has already made
an appearance, or it soon will...
Why do we do it? Every year millions of us over-shop, over-eat,
and over-spend. We simply
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