Credit Card Usage

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American Express is one of the well-known card providers that offer low APR. The introductory is 0% APR up to 15 months on some cards, and includes low balance transfer APR. The transfer is 3.99% fixed rates for life on few American Express cards. Few cards offer free reward programs enabling the cardholder to
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Why is this article about avoiding credit card debt next Christmas and not this Christmas? Well, the chances are it is too late this year and the little plastic demon has already made an appearance, or it soon will... Why do we do it? Every year millions of us over-shop, over-eat, and over-spend. We simply
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